
audiobook
by of Exeter F.S.A. William Cotton
This etext was prepared by Nigel Lacey, Leicestershire, UK.
PREFACE.
W.C.
CHAPTER II. THE BANK ACCOUNT.
Drawing on more than four decades of banking experience, the author offers a plain‑spoken walk‑through of money basics for readers who have never needed to manage a purse beyond daily expenses. Starting with simple questions—what money is, how to open an account, and the mechanics of writing a cheque—the text demystifies the routines of ordinary banking in a way that feels approachable to anyone, especially women newly expected to handle family finances.
From there the guide expands into the world of investments, explaining deposits at interest, government securities, and the many varieties of stocks and bonds that circulate on the exchange. It warns of common pitfalls, clarifies terms like “bulls” and “bears,” and surveys related services such as insurance, building societies, and the post‑office savings bank. Throughout, tables and examples illustrate the figures, giving listeners a solid foundation for cautious, informed decision‑making.
Full title
Everybody's Guide to Money Matters With a description of the various investments chiefly dealt in on the stock exchange, and the mode of dealing therein With a description of the various investments chiefly dealt in on the stock exchange, and the mode of dealing therein
Language
en
Duration
~3 hours (182K characters)
Publisher of text edition
Project Gutenberg
Release date
1999-09-01
Rights
Public domain in the USA.
A practical Victorian writer with a banker’s eye for clarity, he turned complicated money matters into advice ordinary readers could actually use. His work also reflects a deep connection to Exeter, where he was known for both public service and local historical interests.
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