article
by Patrick McKenzie
This is outside my usual brief, but one of my hobbies is that I used to ghostwrite letters to credit reporting agencies and banks. It is suddenly relevant after the Equifax breach, so I’m writing down what I know to help folks who might need this in the future.
What problems can this advice help with? What can’t it?
Understanding the players
Understanding a CRA’s incentives
Presenting like a professional
Form letters and the inadvisability thereof
Who do I write first?
Where exactly should I address letters?
I got a call from a debt collector.
Do I need a lawyer?
A practical guide to identity theft, credit reporting, and the steps consumers can take to protect themselves.
We are not affiliated with Patrick McKenzie. This unofficial audio edition is available to listen to and share for free. See the original selection on Kalzumeus.
Duration
~33 minutes (32K characters)
Release date
Sep 9, 2017