
A keen-eyed insider, steeped in both American and European circles, launches a brisk examination of the nation’s social hierarchy. Drawing on his own experience as a banker, he argues that society is divided into three modes of labor—useful, useless, and idle—claiming the last two leech off the productive few. With a blend of historical anecdote and pointed observation, he paints the “idle rich” as a class whose extravagance and neglect of tradition undermine the democratic spirit.
The narrator’s conservative stance fuels a lively debate over progress versus precedent, questioning the rapid, reckless changes reshaping the country. He juxtaposes the disciplined banking customs of England and France with the more chaotic American approach, suggesting that inherited privilege has distorted the nation’s moral compass. Listeners will find a thought‑provoking portrait of early‑20th‑century America, rich with wit, critique, and a call for a return to disciplined, purposeful work.
Language
en
Duration
~3 hours (191K characters)
Publisher of text edition
Project Gutenberg
Credits
Produced by Tim Lindell, Charlie Howard, and the Online Distributed Proofreading Team at https://www.pgdp.net (This file was produced from images generously made available by The Internet Archive/American Libraries.)
Release date
2020-08-21
Rights
Public domain in the USA.

1849–1914
A New York socialite turned reform-minded writer, he became known for sharp observations about wealth, class, and city life in the Gilded Age. His life moved between elite drawing rooms and charitable work, giving his writing an unusual mix of insider detail and social conscience.
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